Military Benefits Tracker · Terms of Use

Terms of Use

Effective / last updated: July 20, 2026 · Applies to the Military Benefits Tracker iOS app and mbtracker.app

At a glance

1. Acceptance of these Terms

By downloading, accessing, or using Military Benefits Tracker (the "App") or this website (together, the "Service"), operated by ANVOG LLC ("we," "us," or "ANVOG"), you agree to these Terms of Use ("Terms"). If you do not agree, do not use the Service.

These Terms should be read together with our Privacy Policy, which explains how information is handled.

2. The Service

Military Benefits Tracker is an independent iOS application that provides informational tools for discovering military-related discounts, tracking certain credit-card benefits, optional calendar reminders, and pay / BAH / TSP / VA-related calculators and guides.

Informational only. The Service is not legal, financial, tax, medical, benefits, or military advice. Rates, eligibility rules, and program details change. Always verify information with official sources (for example VA.gov, Defense Travel / DFAS, your chain of command, issuers, and merchants) before making decisions.

Military Benefits Tracker is not affiliated with, endorsed by, or operated by the U.S. Department of Defense, Department of Veterans Affairs, or any other government agency.

3. Eligibility

The Service is intended for adults in the U.S. military community (including active duty, Guard, Reserve, veterans, and family members) who are at least 18 years old (or the age of majority where you live). You must be able to enter into a binding agreement and to make App Store purchases under Apple's terms if you subscribe.

4. No login account

The App does not require you to create a username and password with us. Much of the information you enter is stored on your device. See the Privacy Policy for what may leave the device (for example subscriptions, analytics, and ops alerts).

You are responsible for maintaining control of your device and Apple ID. Use Profile → Reset all data to clear local app data on that device. Resetting local data does not cancel an Apple subscription.

5. Subscriptions & billing

Certain features ("Pro") may require a paid subscription or other in-app purchase. Purchases are processed by Apple through the App Store using your Apple ID. We use RevenueCat to help manage subscription status and entitlements.

Plans & pricing

Auto-renewal

Restore Purchases

If you reinstall the App or use a new device signed into the same Apple ID, use Restore Purchases (available on the paywall and in Profile) to restore an active entitlement.

Refunds

Billing and refunds for App Store purchases are handled by Apple under Apple's terms and policies. You can start a refund request through Apple's Report a Problem / App Store purchase support channels.

6. License & intellectual property

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the App on Apple devices you own or control, solely for your personal, non-commercial use, as permitted by the App Store Terms of Use.

The Service — including software, design, text, graphics, logos, and compilation — is owned by ANVOG LLC and its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, sell, lease, reverse engineer, or create derivative works of the Service except as allowed by law or with our prior written consent.

7. Prohibited use

You agree not to:

8. Third-party services & links

The Service may link to or rely on third parties (for example Apple, RevenueCat, PostHog, AlertFast, merchants, issuers, and government websites). Those services are governed by their own terms and privacy policies. We are not responsible for third-party content, availability, or practices.

9. Disclaimers of warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT CALCULATIONS, DISCOUNT LISTINGS, CARD-BENEFIT TRACKING, OR OTHER CONTENT WILL BE ACCURATE, COMPLETE, CURRENT, OR ERROR-FREE.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ANVOG LLC AND ITS OWNERS, OPERATORS, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM OR (B) USD $50.

Some jurisdictions do not allow certain limitations; in those cases, the above limits apply to the fullest extent permitted.

11. Termination

You may stop using the Service at any time and may cancel subscriptions through Apple. We may suspend or discontinue the Service (or your access) if you violate these Terms, if required by law, or if we discontinue the product. Sections that by nature should survive (including disclaimers, limitation of liability, and governing law) will survive termination.

12. Governing law

These Terms are governed by the laws of the United States and the State of New Mexico, without regard to conflict-of-law rules, except where Apple's App Store terms require otherwise for end users in a particular territory.

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. These Terms constitute the entire agreement between you and us regarding the Service, except for Apple's App Store terms that also apply to your download and use of the App.

13. Changes

We may update these Terms from time to time. The "Effective / last updated" date at the top will change when we do. Continued use of the Service after an update constitutes acceptance of the revised Terms.

14. Contact

Questions about these Terms?